We have a dedicated team of professionals who are trusted partners for clients providing the highest level for insurance and client services.

Unmanned Vehicle Insurance

The commercial use of drones is a fast growing area within the business world. Century Program’s brings needed products to a burgeoning field with affordability. Century Programs delivers assurance and serenity with our commercial drone insurance products underwritten by Lloyd’s of London..

Our products include:

Drone Hull Insurance Coverage

This product provides coverage to easily get your drone back in the skies. Drones with this coverage will be protected from theft and accidental damage under commercial UAV applications. Hull Insurance also extends to the payloads and camera of the drone. These are essentials to many drone projects and will allow you to seamlessly maintain the momentum of your work.

Liability Insurance Coverage

This crucial coverage protects your assets from daunting exposures. The protection against property damage and bodily injury claims by others is paramount to providing peace of mind. The liability coverage covers the legal costs associated with these third party negligence claims providing further surety.

Features and Add-ons

There are some additional options we can offer to extend the coverage.

  • Malicious Damage Coverage addresses damages caused by the malicious and willful acts of others.
  • Multiple Drone Coverage is available and you may receive a discount on the premium per drone.
  • Flight Test insurance coverage is offered with no additional premium when purchasing an annual premium

High Net-Worth Specialists

Century Programs, Private Client Services, is specifically designed to meet the insurance needs of high net-worth individuals. We offer a suite of “best in class” personal lines products and services.

Our products include:

  • High Value Residential Insurance offers comprehensive homeowner programs for Primary, Seasonal, Secondary, Rentals, Builder’s Risk, Vacant Homes, Condominium Units and Corporately Owned Properties, LLC & Trusts;
  • Worldwide High Limit Personal Excess Liability and Umbrella Coverage;
  • International Residence Placements including: Bahamas, Bermuda, Caribbean and Europe;
  • Personal Automobile Coverage including High Liability Limits, Limited Production, Luxury and Collector Vehicles;
  • Primary and Excess Flood coverage;
  • Collections: Jewelry, Fine Arts, Fine Wines and Other Collectibles;
  • Stand-Alone Wind & Hail Homeowner Coverage;
  • Watercraft Coverage including Yachts for International & U.S. placements;
  • Worldwide Valuable Articles and Collections Coverage.
  • Commercial Insurance

    Century Programs offers premiere insurance for Condominium Owners. Our rich policy forms will provides the assurance the property is covered when the unforeseen occurs.

    Property Appetite:

    • Masonry Non-Combustible or better
    • Casualty driven accounts to support property
    • Exposures in FL, OK, Gulf Coast TX, AL, LA, MS must be less than 15% of total insured values

    Liability Appetite:

    • Manufacturing
    • Professional Services (i.e. Law Firms, Accountants
    • Financial Institutions
    • Federal Government Contractors
    • Life Sciences
    • Technology
    • Wineries
    • Metalworking

    Commercial Auto Workers' Compensation Umbrella:

    • Directors & Officers Liability, Employment Practices Liability, Misc. Professional Liability, Fiduciary Liability, Cyber Liability, Crime, K&R
    • Offices
    • Retail
    • Real Estate/Lessors Risk
    • Manufacturing
    • Wholesalers
    • Artisan Contractors
    • Technology (available in FL)